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UPI ATM

Card-less cash withdrawal with any UPI app

Give your customers cash from their bank account without a debit card or fingerprint. You generate a QR for the amount, the customer scans it with any UPI app and enters their UPI PIN, and you hand over the cash, earning commission on every withdrawal.

Start UPI ATM Login
What is UPI ATM

Cash withdrawal on the UPI network

UPI ATM lets a customer withdraw cash from their own bank account using the UPI app already on their phone. The money moves on UPI, the payment system built by NPCI, and your shop pays out the cash.

It works for customers who do not carry a debit card or whose fingerprint does not scan well. All they need is a smartphone with a UPI app linked to their bank account.

No card

The customer does not need a debit card.

No biometric

No fingerprint device or Aadhaar authentication.

Any UPI app

GPay, PhonePe, Paytm, BHIM or any bank's UPI app.

Dynamic QR

A fresh QR for the exact amount of each withdrawal.

How it works

Cash withdrawal in 4 simple steps

1

Enter mobile & amount

Log in to PayStrip and enter the customer's mobile number and the cash amount.

2

Show the QR

A dynamic UPI QR for that amount appears on your screen.

3

Customer scans & pays

The customer scans it with any UPI app and approves with their UPI PIN.

4

Hand over the cash

Once the payment is confirmed in your PayStrip report, give the customer the cash.

Why offer UPI ATM

Serve every customer who needs cash

Commission on every withdrawalEarn commission on each UPI ATM cash withdrawal at your counter.
Reach more customersCustomers without a card, or whose fingerprint fails on AePS, can still get cash at your shop.
One login for everythingUPI ATM, AePS, money transfer, recharges and bill payments from the same PayStrip account.
FAQ

Frequently asked questions

UPI ATM is card-less cash withdrawal. The customer pays the withdrawal amount from their bank account with a UPI app by scanning a QR at your shop, and you give them the same amount in cash.

A smartphone with any UPI app linked to their bank account, and their UPI PIN. No debit card, Aadhaar or fingerprint is needed.

AePS uses the customer's Aadhaar and fingerprint. UPI ATM uses their UPI app and UPI PIN, so it also works when a fingerprint does not scan or the customer prefers paying from their phone.

Only after the payment shows as successful in your PayStrip report. If it is pending, wait for the status to update before handing over cash.

Share your details on our contact page. Our team will help you register as a PayStrip retailer, after which UPI ATM is available from your login.

Start offering UPI ATM at your shop

Become a PayStrip retailer and earn on every cash withdrawal.

Start UPI ATM